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🔥 Trending event · 5 sources

Coinbase launches fixed-rate USDC loans backed by bitcoin

First reported September 22, 2026 by The Block · covered by 5 sources

In short

Coinbase has launched fixed-rate loans through Morpho Midnight on Base. Eligible U.S. users outside New York can borrow USDC against their bitcoin while setting the interest rate and repayment date in advance.

BitcoinCoinbaseMorphoUSD CoinMorphoNew York

Written by our news service from the 5 sources below, updated September 23, 2026.

Timeline
  1. Sep 22, 14:13 UTC · The Block
    Coinbase adds fixed-rate bitcoin-backed loans through Morpho Midnight ↗
  2. Sep 22, 18:29 UTC · CryptoBriefing
    Coinbase expands Morpho lending with fixed rate Bitcoin loans ↗
Tone of coverage

How the 5 sources covering this story frame each entity. One source, one vote.

Coinbase2 · 3 · 0
  • neutralDecrypt — “Coinbase Expands Morpho Loans” ↗
  • neutralThe Block — “Coinbase has added fixed-rate loans through Morpho Midnight” ↗
  • neutralBankless — “Coinbase launches fixed-rate, bitcoin-backed USDC loans powered by Morpho Midnight on Base.” ↗
  • favorableBitcoin.com News — “Coinbase just gave bitcoin holders something borrowers usually expect from a bank.” ↗
  • favorableCryptoBriefing — “could drive broader adoption of crypto lending by offering stability and predictability to borrowers” ↗
Morpho1 · 4 · 0
  • neutralDecrypt — “first enterprise-scale deployment of Morpho Midnight” ↗
  • neutralThe Block — “through Morpho Midnight” ↗
  • neutralBankless — “Coinbase launches fixed-rate, bitcoin-backed USDC loans powered by Morpho Midnight on Base.” ↗
  • favorableBitcoin.com News — “Coinbase and Morpho Make Bitcoin-Backed Loans More Predictable” ↗
  • neutralCryptoBriefing — “Coinbase expands Morpho lending with fixed rate Bitcoin loans” ↗
Morpho1 · 0 · 0
  • favorableCryptoBriefing — “could drive broader adoption of crypto lending by offering stability and predictability to borrowers” ↗

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All coverage
Coinbase and Morpho Make Bitcoin-Backed Loans More Predictable

Coinbase and Morpho Make Bitcoin-Backed Loans More Predictable

Coinbase just gave bitcoin holders something borrowers usually expect from a bank. Customers can now borrow USDC against their bitcoin while locking in the interest rate and repayment date before taking the money. The fixed-rate loans launched Tuesday through Morpho Midnight on Base, giving eligible U.S. users outside New York a way to tap their […]

Coinbasefavorable
BitcoinCoinbaseMorpho
Sep 22, 2026 · byBitcoin.com News